A pesky citizen approached me last week during my morning office hours, wondering why the liquor store roof was not replaced after the big hail storm in 2006. The store’s roof is now targeted for replacement as part of the store’s $55-65K upgrade (Nfld News article). We discussed it briefly on our podcast with Mary Rossing and this roofing contractor, and I followed up with Interim City Administrator Joel Walinski. Joel wrote in an email: (continued)
In 2005, we had the liquor roof inspected and at that time the 25-30 year old roof was identified as being at the end of its useful life and in need of full replacement. Since the hail storm (2006) we have had that roof, along with all the City facilities with flat roofs inspected 3 times to look for evidence of damage caused by the hail storm. As to date, only the Waste Treatment Plant sustained some minor damage to the rubber roof. The other roofs did sustain minor denting to the metal edge flashing which in some case the damage was repaired. As a result of the hail storm, all city owned buildings with asphalt shingle roofs have been replaced: park pavilions, library, NCRC, etc.
Regarding City insurance, the City’s insurance for this type of damage is pooled with other cities to help spread costs and limit annual insurance payments. The one unfortunate problem with this insurance is claims due cause an increase in annual rates for a number of years later. One calculation and consideration in looking at submitting a claim is what the implications are on the insurance rate structure for future years.